Family Budgets

One of the most significant factors causing stress for parents/caregivers is managing family finances within a budget.  During these extraordinary times, it may quickly become very overwhelming.  The Government of Canada is offering a number of benefits for individuals and businesses.

During COVID-19

If you have stopped working because of COVID-19, the Canada Emergency Response Benefit (CERB) may provide you with temporary income support. The CERB provides $500 a week for up to 16 weeks.  Apply through this link.

Additional information about employment insurance and other benefits is available at the Government of Canada site.

While schools and child care centres are closed, parents can apply for direct funding to offset the cost of buying materials to support their children’s learning, while they practice self-isolation and physical distancing.  Available at the Government of Ontario site. 

Canada Revenue Agency provides an online series about filing taxes.  Tax filing is essential to ensure eligibility for benefits, rebates and subsidies.  Rural Response for Healthy Children’s Parent Support team are also trained to help you access tax benefits suited to your family’s situation.  Did you know there may be benefits from up to ten years ago that you haven’t claimed?

From saving for children’s education to making sure there is enough money to pay the bills, money seems to be a constant pressure for many.   Rural Response for Healthy Children’s “Dollar$ense” resources provide numerous local resources and supports available to educate families and provide some financial help for specific situations.  

Beyond Covid-19

Saving For School
Saving for School Tip Sheet and Saving for School Tip Sheet 2 are two quick print resources for more information and resources for saving money for further education.

Macleans Magazine provides a great article that summarizes the importance of saving for school and the approach for each age of child in your home.

The Canada Learning Bond (CLB) is money that the Government of Canada deposits directly into a child’s Registered Education Savings Plan (RESP) account to help parents get a head start on saving for their child’s education after high school. is our favourite site to learn more about saving for your children’s education.

Dollar$ense Local Resource Contact List
This Local Resource Contact List is available for Huron County residents and agencies to use as a referral guide for services related to household finances and budgeting.

Dollar$ense Huron County Library Collection
In collaboration with Huron County Libraries we created the Dollar$ense collection for adults and Back Pack Kits for families (ages 3-9 and 9-teen).  The Back Pack kits include age appropriate books, games, parent guides and a suggested movie list with important information and messages about how we think about and manage money.  The books, kits and movies are available for borrowing through every branch, just ask for the Dollar$ense-Huron collection.

Child Child Benefit
The Canada child benefit (CCB) is a tax-free monthly payment made to eligible families to help them with the cost of raising children under 18 years of age.  The Canada Revenue Agency (CRA) uses information from your income tax and benefit return to calculate how much your CCB payments will be. To get the CCB, you have to file your return every year, even if you did not have income in the year. If you have a spouse or common-law partner, they also have to file a return every year.